Board of Directors
The all-volunteer California Jump$tart Coalition Board of Directors has formal authority for creating the organization's vision and accomplishing its mission and objectives. It is charged with the organization's governance, policy and strategy.
Tena Lozano
Tena Lozano is the current Chair of the California Jump$tart Coalition. In addition, she is the executive director of the Richard Myles Johnson Foundation, the state credit union foundation for California and Nevada. The RMJ Foundation’s signature program, Bite of Reality teaches teens real-world financial realities in a fun, interactive simulation that appeals to their desire to be financially successful. The simulation is both interactive (with volunteers playing the role of pushy salespeople) and tech-savvy (with students utilizing a smartphone app to enter their purchasing decisions), making for a timely and relevant experience.
She is a past chair of the California Jump$tart Coalition and has more than 30 years’ experience in the credit union movement. She received a bachelor’s degree in communication arts from California Polytechnic University, Pomona
Lisa Amos
Lisa Amos, CPFFE, is Faculty Coordinator for the Mountie Money Management Center (MMMC) at Mt San Antonio College in Walnut. As a Professor of Family and Consumer Studies she has taught Life Management, Personal Finance, and Consumer Skills classes since 2002. She regularly teaches Life Management classes for high school students through Mt. SAC’s Dual Enrollment program. Lisa is active with the Association for Financial Counseling and Planning Association (AFCPE®), American Association of Family and Consumer Sciences (AAFCS) and the Higher Education Financial Wellness Alliance (HEFWA). She holds a B.S. in Family and Consumer Sciences from Iowa State University and an M.S in Family and Consumer Sciences from California State University, Northridge.
Ann M. Stahl
Ann Stahl has been a California Jump$tart Coalition Board Member since 2005, and currently serves as its Secretary. She recently retired after 44 years as a Federal Trade Commission Investigator, first at the FTC’s Bureau of Consumer Protection in Washington, D.C. and then with its Western Regional Office in Los Angeles. She worked on both consumer protection and antitrust cases, and was also responsible for media relations and outreach for the regional office. She is an adjunct professor in the Family and Consumer Sciences Department of California State University-Northridge, where she teaches a course in Consumer Advocacy and Education. She also serves as Treasurer of the California Alliance for Consumer Education, and as an Educator with the Stop Senior Scams Acting Program.
John Angelo
John Angelo has had a long career in association management over the past 46 years that includes work with the American Red Cross, the Muscular Dystrophy Association and with the CA Society of CPAs (CalCPA) for over 30 years. He is the Former Executive Director of CalCPA Institute (created to provide Financial Literacy for Californians) and Vice President, Strategic Relations for CalCPA. Prior to retirement his scope of work at CalCPA included Financial Literacy, working with accounting educators throughout the state, student outreach, leadership identification and development, nominations, member affinity programs and building strategic alliances with other professional organizations. John is a 30 year member of the American Society of Association Executives (ASAE) and a member and past Board Chair of California Society of Association Executives (CalSAE).
Jim Charkins
Jim Charkins, Ph.D. is the Economics Professor Emeritus and Director for Economics Education, California State University, San Bernardino. He received his Ph.D. in economics from the University of North Carolina, Chapel Hill, in 1970. Dr. Charkins has developed economics teaching materials and conducted workshops nationally and internationally for teachers and students from the Kindergarten through doctoral level. He is the author of the MoneyWiseTeen (winner of two international awards for creative marketing), Living the American Dream, the Teacher Guide to the California Economics Standards, and It’s Your Choice. He serves on many boards including CCEE, the California Association of School Economics Teachers, and the Los Angeles chapter of the National Association of Business Economists.
Andrea Ferrero
Andrea Ferrero is the Co-Founder and Director of Pockets Change, an education organization that uses hip hop pedagogy to build financial capability with K-12 students, families, and educators. Teaching on the Navajo reservation where she grew up, Andrea saw friends and students falter when money moved from math class to practical application. Looking for tools to empower learning communities, she stepped into the world of financial literacy and edtech. She’s enjoyed over a decade of teaching PreK-12th grade, coaching educators, and designing award winning educational programs and digital products. Andrea received a B.S. in Elementary Education from Northern Arizona University, and two Master’s in Educational Leadership and Curriculum & Instruction with Multicultural Contexts from Azusa Pacific University. She holds a teaching credential in PreK-12th grade multiple subjects. While she’s based in Santa Barbara, California, Andrea calls learning communities in cities around the world home.
Denise M. Gutierrez
Denise M. Gutierrez began her educational journey at Chaffey Community College in Rancho Cucamonga, CA. She went on to achieve a Bachelor of Arts degree in Sociology and a Master’s degree in Leadership and Management from the University of La Verne.
Prior to becoming the President and CEO for the California Council on Economic Education, Denise was the Director of Development for the College of Business and Economics at Cal State Los Angeles. Denise has over 15 years of higher education experience with an extensive background in institutional advancement, fundraising, and corporate and foundation relations.
Denise has served on a number of boards including the Esperanza Scholarship Foundation, National Latina Business Women’s Association-Inland Empire, and Making Education the Answer (META) Foundation. Accomplishments include a Gold Council for Advancement and Support of Education (CASE) award for creating the first Latino Education Access and Development (LEAD) Conference at the University of La Verne, Spirit of La Verne Award for Inclusivity and Diversity, and 2014 Woman of the Year by Congresswoman Grace Napolitano’s Office.
Bruce Kajiwara
Bruce Kajiwara has been in the financial services industry since 1979, when he began work as a public accountant in the national firm of Price Waterhouse (now PwC). Bruce is a Certified Public Accountant (non-practicing).
Even though he no longer practices as a CPA, Bruce remains active with his CPA profession. Bruce served as a director in the Sacramento Chapter of the California Society of CPAs (CalCPA), is currently chairperson of the chapter’s Estate and Financial Planning Committee, a position he has held for over 25 years. He is a former co-vice-chair of the State Personal Financial Planning Committee for CalCPA. Bruce strives to educate his clients about their personal finances as much as possible. He exhibits this commitment beyond work by volunteering to teach others about financial topics, whether they be high school students or adults. He has been a member of CalCPA’s Financial Literacy Committee since 2003 and is a past chair of that committee.
David Lo
David Lo, CAE currently serves as senior program manager for membership marketing at the California Society of CPAs (CalCPA). His primary responsibilities include empowering all Californians through financial literacy, promoting the CPA profession among high school and college students and career outreach to underrepresented minority populations.
David is an active member with the American Society of Association Executives (ASAE) and California Society of Association Executives (CalSAE). He has served on CalSAE’s government relations committee and Southern California regional council as a member at large.
Hayley McKane
Hayley McKane, Vice President K12 Implementation at EVERFI. Hayley has been with EVERFI since 2014 and has held roles as both a Senior Schools Manager & Regional Director supporting students, teachers, schools & districts across California. Prior to EVERFI, Hayley spent five years as a middle school special education teacher teaching math & science in Alum Rock Unified & San Francisco Unified. Hayley received a B.A. in both Television, Radio & Film and Policy Studies from Syracuse University and her M.A. in Special Education from Alliant International University.
Chase Peckham
Chase Peckham serves as the director of community outreach for the San Diego Financial Literacy Center (SDFLC), a nonprofit he helped establish in 2013 as the education arm of DebtWave Credit Counseling, Inc. The work of the SDFLC is focused on personal financial education of San Diego County residents with a focus on youth (K-12 and college), military (active, transitioning and veteran) and low-to-moderate income individuals.
Chase received his bachelor’s degree in communications from the University of San Francisco in 1995. He also earned his Certified Educator in Personal Finance (CEPF) and Certified Personal Finance Counselor (CPFC) certifications through the Center for Financial Certifications.
Chase serves on the board of the Stone Ranch Elementary School Foundation and on the San Diego Mesa College of Business Advisory Board. He lives with his wife, Keri and children, Clayton and Avery in 4S Ranch, a community in North County San Diego.
In his free time, Chase enjoys vacationing with his family, boating, waterskiing, golfing and watching his kids play sports.
Susan Stone
Susan Stone has more than 30 years’ experience in business management and marketing. Based in Los Angeles, Susan has been with PricewaterhouseCoopers LLP (PwC) for 13 years, and in her current role as Director of Firmwide Nonprofit Marketing and Sponsorships, she leads the firms national nonprofit investment and sponsorship strategy, working closely with team members to ensure nonprofit investments are aligned with the firms Purpose and Inclusion Strategy, build brand in the community, and provide opportunities to forge relationships with new and existing buyers. Previously she served as Director and Marketing Leader for PwC’s Southwest market and spent 8 years as the Director of Marketing and Business Development at the national law firm of Manatt, Phelps & Phillips.
Abby Ulm
Abby Ulm is Director of the Center for Financial Empowerment, a nonprofit organization founded and sponsored by SCE Federal Credit Union. The Center delivers practical personal finance education for high school youth and young adults in Southern California and Southern Nevada. In addition to comprehensive classroom workshops, their most popular program, Mad City Money, is an interactive simulation activity that teaches youth real-life financial lessons in a fun, engaging format.
Abby has 25 years of experience in credit union financial services and financial education. Under her leadership, the Center has facilitated over 1,300 financial literacy workshops, helping 36,000 individuals learn to use wise money management skills that include budgeting, saving for emergencies and life goals, establishing credit and managing debt. Her dedication to this cause earned the Center the distinction of being selected as a Nonprofit of the Year in 2018.
Melissa Webb
Melissa Webb has served as the Family and Consumer Sciences (FCS) Education Programs Consultant at the California Department of Education (CDE) for the past eleven years, specifically in the Education, Child Development, and Family Services, Fashion and Interior Design, and Hospitality, Tourism, and Recreation industry sectors. She provides technical assistance and support to FCS teachers statewide, including curriculum and instruction, standards implementation, and professional development opportunities. Melissa is also the Family, Career and Community Leaders of America (FCCLA) California State Advisor.
Melissa has been awarded the California FCCLA Distinguished Service Citation and is a California Honorary Member. She was inducted into the National FCCLA Leadership Hall of Fame in 2020.
Melissa serves on the following Board of Directors’ for California FCCLA, Family and Consumer Sciences Teachers Association of California, California Affiliate of Family and Consumer Sciences, California Jumpstart, and LEAD FCS. Early in her career, Melissa taught at Lakewood High School in the Long Beach Unified School District for ten years and for four years at Monticello High School in Minnesota. Melissa earned her Bachelor of Arts and her Master of Arts degrees in Family and Consumer Sciences from California State University, Long Beach. Melissa can be reached by email at This email address is being protected from spambots. You need JavaScript enabled to view it..