Our Focus in this Month's Newsletter is Holiday Shopping
Gift-giving season can add up, but planning and budgeting can help you with shopping during the holidays— this month’s principle.
- Create a Budget - Creating a budget for holiday gifts is the first step — sticking to it the second. And don’t forget to include taxes and shipping.
- Price Check - If you find a gift that’s over your budget, check the web to see if you can find a better price somewhere else. Many stores have price-match policies!
- Give from the Heart - Homemade presents are great ways to save money while creating something memorable. These gifts might not work for everyone on your list, but they’re good options for some. Consider photos for grandparents or cookies for your kids’ teachers.
Sending You Best Wishes for the Holidays and the New Year!