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This Month's Newsletter is Holiday Shopping

Gift-giving season can add up, but planning and budgeting can help you with holiday shopping — this month’s principle.

  • Create a Budget - Creating a budget for holiday gifts is the first step — sticking to it the second. And don’t forget to include taxes and shipping.
  • Use Cash - Using cash, rather than plastic, helps you avoid mindless spending. You can put the cash budgeted for holiday gifts in an envelope to keep your spending in check.
  • Give from the Heart - Some of the best gifts are homemade. Baked goods and crafts add a personal touch to the season — while helping you save.

To help you master this month’s principle, check out our Teaching Resources and get started with a few free resources from our Partners.

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