Teaching Resources

Money Quests Board Game

  • FDM1 : Recognize the responsibilities associated with personal financial decisions.

K

Game

30 minutes

This resource consists of a book along with 2 board games that can be used separately or in conjunction with each other.

Money Smart for Young People

6, 7, 8

Comprehensive Curriculum

25-50 minutes

Set of lesson plans to use for directed teaching

Money Smart for Young People, Grades 3-5 - Lesson 1

  • SS4 : Apply consumer skills to spending and saving decisions

3, 4, 5

Lesson

30 minutes

"Money Matters" Explain the difference between needs and wants.

Money Smart for Young People, Grades 3-5 - Lesson 2

  • SS1 : Develop a plan for spending and saving
  • SS4 : Apply consumer skills to spending and saving decisions

3, 4, 5

Lesson

60 minutes

"Get Set for Goals." Identify and develop ways to set short- term and long-term goals for saving. Explain the importance of setting goals for saving. Identify things that might affectdecisions to spend or save money.

Money Smart for Young People, Grades 3-5 - Lesson 3

  • SS1 : Develop a plan for spending and saving
  • SS2 : Develop a system for keeping and using financial records

3, 4, 5

Lesson

60 minutes

"Make a Plan" Budgeting. Explain the term “budget.” Identify categories of a budget (income, expenses, savings). Create a budget. Apply budgeting skills to real-world scenarios. Understand the concept of “pay yourself first”

Money Smart for Young People, Grades 3-5 - Lesson 4

  • INV1 : Explain how investing may build wealth and help meet financial goals.

3, 4, 5

Lesson

60 minutes

"Save Your Money." Explain what banks do and what interest is. Name benefits of saving money in a bank versus at home. Understand risks and why it’s important to save for emergencies. Evaluate real-world scenarios that focus on saving for emergencies, unexpected events or purchases. Create an infographic to show possible risks for a real-world scenario.

Money Smart for Young People, Grades 3-5 - Lesson 5

  • CD1 : Analyze the costs and benefits of various types of credit.
  • CD2 : Summarize a borrower’s rights and responsibilities related to credit reports.

3, 4, 5

Lesson

60 minutes

"Which Way to Pay." Explain the concept of credit and debit (including checks and money orders). Compare and contrast various payment methods (cash, credit, and debit). Apply knowledge of payment options to real-world scenarios. Discuss the consequences of paying back credit past the due date. Discuss identity theft and types of personal information that should not be shared.

Money Smart for Young People, Grades 3-5 - Lesson 6

  • INV1 : Explain how investing may build wealth and help meet financial goals.
  • INV2 : Evaluate investment alternatives.
  • INV3 : Demonstrate how to buy and sell investments.

3, 4, 5

Lesson

60 minutes

"Get Inversted." Explore the basic concepts of investing, including risk and return. Compare and contrast several kinds of investments. Analyze the savings outcome of several investment options. Explain the value of long-term financial planning.

Money Smart for Young People, Grades 3-5 - Lesson 7

  • SS1 : Develop a plan for spending and saving
  • SS4 : Apply consumer skills to spending and saving decisions

3, 4, 5

Lesson

60 minutes

"It's Great to Donate." Explain the meaning of charitable giving, and its rewards. Create a plan to raise money for a charitable cause. Research various charitable causes. Organize a charity drive.

Money Smart for Young People, Grades 3-5 - Lesson 8

  • EI1 : Explore job and career options
  • EI2 : Compare sources of personal income and compensation.
  • EI3 : Analyze factors that affect net income.

3, 4, 5

Lesson

60 minutes

"Career Choices." Identify and explore different types of jobs. Evaluate personal interests related to careers. .Explain how money is earned and why it is taxed. Explain what an entrepreneur is.