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This Month's Newsletter Focus is Understanding Credit Reports
Time to address credit reports, good credit scores and the role of credit bureaus. Basically your credit report is just a detailed record of your credit history which is used to determine your credit score as well as other financial decisions by lenders and other parties.
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We have a tremendous opportunity to invest in the financial future of California children. Financial education greatly impacts each individual child, their future family, and our state’s economy. CA drastically lags behind the majority of other states in preparing its youth with financial skills to thrive. California has no financial literacy standards for any grade level. Compounding this crucial issue recent statistics from Next Gen Personal Finance show only 7.4% of Black and Brown students and 7.8% of low-income students have access to a stand-alone personal finance course for graduation. It is time to make financial literacy a priority!
Read more: AB 2215 (Rubio) Continues Through the Legislative Process
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Don't Forget - It is Financial Literacy Month!
We encourage you to support Financial Literacy Month events and initiatives conducted and sponsored by our California Partners, our fellow State Coalitions, and others. This is a unified effort to raise awareness about the importance of financial literacy and the need for effective financial education. Financial literacy is important especially now with the economic uncertainties following Coronavirus (COVID-19), inflation and world events. California Jump$tart is supporting a new Public-Private Partnership - AB 2215 - below. Join us by adding your voice with a Support Letter!
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Don't Forget - April is Financial Literacy Month!
We encourage you to support Financial Literacy Month events and initiatives conducted and sponsored by our California Partners, our fellow State Coalitions, and others. This is a unified effort to raise awareness about the importance of financial literacy and the need for effective financial education. Financial literacy is important especially now with the economic uncertainties following Coronavirus (COVID-19), inflation and world events. California Jump$tart is supporting a new Public-Private Partnership - AB 2215. Join us by adding your voice with a Support Letter!
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UPDATE: AB 2215 just passed the Education Committee!
More information coming soon.
“We can pass any Advanced Placement test you put in front of us, but we don’t know how to manage a bank account.” ~ Lodi Unified School District student
California Jump$tart (CAJ$) is a non-profit 501c(3) that supports and promotes financial education in California. CAJ$ is acting as the lead resource and strongly in support of AB 2215. Below you will find some highlights of the program being introduced.
Read more: AB 2215 Summary & Support Letter - Add your Voice!
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California Jumpstart is strongly supporting this initiative, and is thrilled to partner with Assemblywoman Rubio, Assemblyman Villapudua, and State Treasurer Fiona Ma to put forward this legislation that will bring state and private resources together to expand financial literacy education and resources to the students of Calfornia... Learn more about AB-2215.
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This Month's Newsletter Focus is on Paying Yourself First!
When you pay yourself first, you pay yourself (usually via automatic savings) before you do any other spending. In other words, you are prioritizing your long-term financial well-being.
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Our Focus in Our First Newsletter of 2022 is New Year’s Resolutions
Starting the new year with long- and short-term financial goals is common! The most popular financial goals are paying down debt, saving for emergencies, budgeting better and saving more for retirement. Here are some tips to keep you on track:
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Our Focus in this Month's Newsletter is Holiday Shopping
Gift-giving season can add up, but planning and budgeting can help you with shopping during the holidays— this month’s principle.
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As a decade-long board member and current chair of the California Jump$tart Coalition, a heartfelt thanks to you for being an advocate of financial literacy.
First, a bit of humor I came across about the lack of personal finance education: "I'm glad I learned about parallelograms instead of how to do taxes; it really comes in handy during parallelogram season."
Many observations can be made about what should be taught in our K-12 schools. Most of us understand the irony in that joke because, as adults, we know how essential personal financial management is to one's adult life.