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This Month's Newsletter Focus is Investing

A key money lesson for children is about investing. The earlier you invest, the more time you have for your money to grow. By understanding investing we can hope to help individuals save for retirement, large purchases, or help secure short- and long-term financial goals. In the last few years, we’ve seen big growth in stock and real estate investments. In the last few months we’re seeing major growth in inflation, for the first time in a while. Both are important reasons to build a long term investment plan. And teach our youth these ideas.

This Month's Newsletter Focus is Understanding Credit

With this month's topic of "Understanding Credit" we address using credit wisely. Credit can be a flexible and convenient way to purchase goods over time. However, if not used responsibly, you incur fees and negative consequences.

Jumptart StateCoalitionLeaders

On September 1st the National Jump$tart Coalition brought together state coalition leaders and financial education partner organizations in Washington D.C. to reflect and share the practices making a difference in our classrooms and communities.

This Month's Newsletter Focus is Insurance Awareness

Insurance plays an important role in sound financial planning and is an important part of financial education.

  • Peace of Mind - Insurance can minimize or eliminate financial stress to help you live peacefully.
  • Financial Security - Insurance is a safety net to safeguard against unexpected events.
  • Encourage Saving - Insurance can help reduce long-term expenses.

This Month's Newsletter Focus is Back-to-School Shopping!

It’s time to buy new clothes, classroom supplies, and maybe a laptop now that it is time to return to school! However, before you start spending money, take some time to create a budget and implement shopping strategies.

This Month's Newsletter Focus is Financial Independence!

In celebration of Independence Day, we’re highlighting financial independence – with an emphasis on money management. Being financially independent allows you to use the money you have today to live the life you want, and it all begins with how you earn each dollar.

This Month's Newsletter Focus is Financial Services

In June, we address the principle of Financial Services. For example, how to choose between a bank and a credit union, how they are regulated, and more.

As stated last month, AB 2215 passed through every Committee and Floor of the Assembly and was full-steam-ahead moving into the Senate. This is a great sign that California is seriously considering providing personal financial education for our students. However, we had to accept substantial amendments that moved the bill away from our original vision of creating a permanent, sustaining private-public partnership to act as a steward over Financial Literacy curricula/program and a resource to schools/teachers.

This Month's Newsletter Focus is Understanding Credit Reports

Time to address credit reports, good credit scores and the role of credit bureaus. Basically your credit report is just a detailed record of your credit history which is used to determine your credit score as well as other financial decisions by lenders and other parties.

We have a tremendous opportunity to invest in the financial future of California children. Financial education greatly impacts each individual child, their future family, and our state’s economy. CA drastically lags behind the majority of other states in preparing its youth with financial skills to thrive. California has no financial literacy standards for any grade level. Compounding this crucial issue recent statistics from Next Gen Personal Finance show only 7.4% of Black and Brown students and 7.8% of low-income students have access to a stand-alone personal finance course for graduation. It is time to make financial literacy a priority!